I have received a number of PM's about my comment and after reading through it I feel I should clarify what I meant by the following ...
Mal wrote:Hackers and fraudsters HATE manual payment gateways because the credit card data is no longer within reach. That's music to the ears of companies like Visa, Mastercard & Amex.
I am not suggesting that if you use a real time payment processor either third party or from your bank that sensitive credit card data is "within reach" of everyone. Was a bad choice on words on my part. What I was meaning is that it is within reach if you are a criminal who successfully "hacks" into it. If its there, its a target.
Permanently storing credit card data is risky, and despite some of the most advanced security systems on the planet being assigned the task of protecting permanently stored credit card data these systems do somehow inexplicably appear to still be breached occasionally.
I was merely making the point with these new PCI compliant manual gateways they don't permanently store any credit card data within their online payment gateway systems. So if you were a hacker or a cyber-crim you'd be pretty peeved off because efforts to hack them would be a waste of time - like efforts to break into a bank that doesn't store money.
My apologies for any confusion.